Closing day is the finish line when buying your home in Fort Mill, Waxhaw, or anywhere in the Charlotte metro area. It's exciting and a little nerve-wracking, but knowing what to expect helps you prepare and stay calm during this important milestone. In North Carolina, we use attorneys for closings, which is different from some other states. About a week before closing, you'll do a final walk-through of your home in Ballantyne, Indian Land, or wherever you're buying to make sure everything is as expected and any agreed-upon repairs were completed

This is your last chance to spot problems before you take ownership. On closing day, plan to be at the attorney's office for 1-2 hours. You'll review and sign a mountain of paperwork – the closing disclosure, mortgage note, deed of trust, and dozens of other documents. Don't feel bad about asking questions; this is a huge financial commitment and you should understand what you're signing. You'll also get your keys and any garage door openers or alarm codes. Bring a cashier's check for your down payment and closing costs (wire transfers work too), plus your driver's license and homeowners insurance proof

The attorney will handle transferring funds, recording the deed, and making sure everyone gets paid. By the time you walk out, you're officially a homeowner in Weddington, Marvin, Pineville, or wherever you bought. Congratulations – time to celebrate and start making that house your home!